Personal Loans
To contact a Seaway Retail Loan Officer, click here>>

Auto Loans

Many customers choose to finance their new or used automobiles with an auto loan from Seaway. With only 5% down, you can choose from a variety of repayment terms—up to 60 months on new cars or up to 48 months on used cars. Our loan rates are competitive, and you will receive a fast turnaround on your application. 

Need to research the book value of your car? Compare before you buy. Click here for NADA Blue Book >>

Secured Personal Loans

Installment loans secured by a Seaway savings account or certificate of deposit are the easiest and least expensive way to borrow. By securing your loan with savings or CD as collateral, you can borrow at the lowest cost while establishing a solid credit record at the same time. Repayment schedules range from 12 to 60 months. 

See Your Way Plus Account

This loan product is a pre-approved line of credit that is linked to your checking account and can be easily accessed by writing a check or using a Visa debit card. Protect yourself against inadvertent overdrafts and provide "ready cash" for purchases or unexpected expenses. You always have the option to repay your credit line all at once or to make monthly payments. The minimum monthly payment is $25 or 5% or your outstanding balance, whichever is greater. 

Fixed Annual Percentage Rate - 15%
Variable Rate Index and Spread - None
Grace Period for Repayment of Balances - None
Balance Computation Method - Average Daily Balance (including current transaction)
Annual Fee - None
Minimum Finance Charge - $0.50