Other Services

Whether it’s Safe Deposit Boxes, Telephone Banking or the convenience of having a Visa Debit Card, Seaway Bank and Trust Company has every service you need to make the most of your banking experience.


Safe Deposit Boxes

Seaway Bank and Trust Company offers safe deposit boxes at five of our branches: Main Bank, South, Maywood, Crestwood and Milwaukee. Receive a 5% discount when you sign up for automatic payment from any Seaway checking account. Contents of safe deposit boxes are not FDIC insured. Availability may vary at each branch.

Depth x Width x Length – Annual Fee

  • 2 x 5 x 22 - $35.00
  • 3 x 5 x 22 - $40.00
  • 4 x 5 x 22 - $40.00
  • 5 x 5 x 22 - $45.00
  • 3 x 10 x 22 - $55.00
  • 5 x 10 x 22 - $75.00
  • 10 x 10 x 22 - $135.00
  • 10 x 15 x 22 - $135.00 


Other Fees

  • Key Deposit - $30.00
  • Drilling (lost keys) - $175.00
  • Late Rental Fee - $5.00 per month


24-Hour Telephone Banking

Call Seaway's free telephone banking service at 1-800-461-5134 to activate your debit card or to get information about your checking and savings accounts, loans, CDs, and other bank services and products. When accessing this service for the first time, the system will prompt you to change your initial PIN to proceed.


Service Fees

Effective March 1, 2015

  • Account Reactivation Fee - $15.00 each
  • Accounts Closed Within 90 days - $25.00 each
  • ATM Card Replacements - $15.00 each
  • ATM Withdrawals at non-SBTC locations - $1.00 each
  • Audit Confirmations/Deposit Verifications - $15.00 each
  • Check Copies - $1.00 per check
  • Check Inquiries - $4.00 each
  • Check Printing - (Price may vary depending on style.)
  • Citations/Garnishments - $100.00 each
  • Collection Items (Incoming) - $20.00/item
  • Collection Items (Outgoing) - $25.00/item
  • Cut-Off Statement Requests - $7.00 each
  • Daily Overdraft Fee - $6.00/day
  • Debit Card Replacement - $15.00 each
  • Dormant Accounts - $10.00/month
  • Duplicate Statements - $5.00/month
  • Escheatment Fee - $10.00 (one-time fee)
  • FAX - $1.00 each
  • Hold Mail Statements - $8.00/month
  • Invalid TIN (Taxpayer ID Number) - $50.00/assessment
  • IRA Transfer Fee - $25.00 each
  • Levies - $100.00 each
  • Night Deposit Bag - $30.00 each
  • Night Depository Key Replacement - $10.00 each
  • Notary Public - $1.00/item
  • Overdrafts - $35.00/item
  • Photocopies of items - $2.00 each
  • Redeposit Fee - $6.00 each
  • Regulation J Return Fee - $10.00 each
  • Research Time - $20.00/half hour
  • Return Item (Charge Back) Fee - $7.00 each
  • Return Mail (Hold for better address) - $8.00/month
  • Safekeeping Account - $30.00/year
  • Signature Guarantee - $3.00/item
  • Statement FAX (telephone banking) - $5.00 each
  • Statement Requests (instant) - $5.00 each
  • Stop Payment Requests - $35.00 each
  • Strapped Currency - $1.50/strap
  • Temporary Checks - $1.00 each
  • Transfer of Funds (Internal) - $6.00/transaction
  • Wire Transfer – Incoming - $15.00 each
  • Wire Transfer - Outgoing/Domestic - $25.00 each
  • Wire Transfer - Outgoing/Foreign - $60.00 each