Cash Management

Commercial Account Analysis

If your business has moderate to heavy checking activity, our commercial account analysis may be of interest to you. An earnings credit is calculated based on your average daily balance and can be used to offset some or all of your service fees. It is ideal for those wanting an opportunity to lower their monthly service fees.


Sweep Accounts

Together, we’ll design account guidelines to help maximize the earnings potential on your funds. All cash above a predetermined amount in your checking account is automatically swept from your checking to an interest-bearing account to provide you more interest. You’ll enjoy maximum return, with minimal effort.


Merchant Services

Credit and debit card processing acceptance is essential for doing business today. With Seaway’s card processing services, you could save your business valuable time, increase cash flow, and enjoy the security of reliable payments. Services include all major credit cards and provide debit card and check guaranteed processing.


Wire Transfers

Provide the convenience of same-day transfer of funds.


Lock Box Services

With our Lock Box service, checks for deposit are received and deposited by Seaway Bank and Trust Company directly, providing quick access to funds, greater cash control, and timely reporting.