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Regular Savings

  • $100 opening deposit required
  • Minimum balance fees
    • $300 or more - No Charge
    • Below $300 - $5 per month
  • Two withdrawals per month (Excess item fee - $2.50)
  • No maintenance fee
  • Interest is credited quarterly

Electronic Transfer Account

  • $10 opening deposit required
  • No minimum balance required
  • Monthly service fee of $3.00
  • Unlimited withdrawals allowed with ATM card
  • Free cash withdrawals and balance inquiries at Seaway teller window
  • Interest is credited quarterly

Young Savers Account

(For children 17 years of age or younger)
  • This account must be held jointly with a parent or legal guardian.
  • $10 opening deposit required
  • No minimum balance fee
  • Six withdrawals allowed quarterly; excess item charge is $2
  • Interest is compounded and credited quarterly.

Vacation Club

  • $5 minimum opening deposit
  • Interest will be credited to your account at maturity (no compounding)
  • Free automatic transfers from any checking or saving account
  • Checks will be mailed in 1st week of May
  • Account may be opened at any time during the year

Christmas Club

  • $5 minimum opening deposit
  • Interest will be credited to your account at maturity (no compounding)
  • Free automatic transfers from any checking or saving account
  • Checks will be mailed in 3rd week of November
  • Account may be opened at any time during the year
 

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