• Regular Savings
• Electronic Transfer Account (ETA)
• Young Savers Account
• Vacation Club Savings
• Christmas Club Savings

Regular Savings

• $100 opening deposit required
• Minimum balance fees
  • $200 or more - No Charge
  • Below $200 - $5 per month
• Two withdrawals per month (Excess item fee - $2)
• No maintenance fee
• Interest is credited quarterly

Electronic Transfer Account

• $10 opening deposit required
• No minimum balance required
• Monthly service fee of $3.00
• Unlimited withdrawals allowed with ATM card
• Free cash withdrawals and balance inquiries at Seaway teller window
• Interest is credited quarterly

Young Savers Account

• This account must be held jointly with a parent or legal guardian.
• $10 opening deposit required
• No minimum balance fee
• Three withdrawals allowed quarterly; excess item charge is $2
• Interest is compounded and credited quarterly.

Vacation Club

• $5 minimum opening deposit
• Interest will be credited to your account at maturity (no compounding)
• Free automatic transfers from any checking or saving account
• Checks will be mailed in 1st week of May
• Account may be opened at any time during the year

Christmas Club

• $5 minimum opening deposit
• Interest will be credited to your account at maturity (no compounding)
• Free automatic transfers from any checking or saving account
• Checks will be mailed in 3rd week of November
• Account may be opened at any time during the year