• Commercial Account Analysis
• Online Banking
• Sweep Accounts
• Merchant Services
• Wire Transfer
• Lock Box Services
• Business Visa Debit Card/ATM Card
• ACH Services
• Positive Pay
• Statement Delivery on CD-ROM
• Night Depository

Commercial Account Analysis

Designed for businesses with moderate to heavy checking activity, allowing monthly fees to be offset by an Earnings Credit. (An earnings credit is computed on your average collected balance and used to offset some or all of the service fees.)

Online Banking

Enjoy online access to your business accounts, for:

• Real-time access to account balances and activity
• Receive several months of detailed history
• Real-time transfers between accounts
• View imaged checks
• Make tax payments (Federal Taxes, FICA)
• Initiate stop payments
• Download account history
• Create account "alerts"
• Customized security (specify users with unique passwords, and control each user's level
     of access)
• Bill Pay
• ACH services (Set up Payroll Direct Deposit or payments to vendors)

Sweep Accounts

Allows automatic investment of excess balances to an interest-bearing account to maximize the return on your money.

Merchant Services

If you accept credit cards or debit cards as payment for your services, you could save your business valuable time and increase your cash flow with Seaway’s bank card processing services. Seaway’s merchant vendor processes all major credit cards and provides debit card and check guaranteed processing.

Wire Transfer

Provides same day transfer of funds.

Lock Box Services

Collecting and processing of mailed payments for faster access to funds, greater cash control and timely reporting.